If you’re a Texas business owner, you must buy commercial insurance. Our team at Modern Risk Management can help you find all the types of insurance you’ll need to create your commercial insurance portfolio. Company owners near Houston, TX, are welcome to come into our office to answer their insurance questions. We’ve been helping Texas companies like yours since 2020.    

Mental Health Benefits: An Essential Part of Your Employee Health Plan 

One of the types of commercial insurance your company needs is an employee health plan. According to Nova, when you’re selecting an employee health care plan, it’s important that it includes coverage for mental health services. Although physical health is the primary focus of the employee health plan, mental health coverage is also essential. The same website cites a recent Gallup study pthat states that mental health problems resulted in a loss of $47 billion in productivity each year. 

Many companies offer an Employee Assistance Program, which offers employees short-term counseling and guidance for mental health challenges. However, some employees will require ongoing mental health treatment, so including coverage for these services will benefit your employees. Many employers ensure that the mental health benefits in their plan include an option to use telehealth services, in addition to in-person visits. You should also consider including coverage for inpatient mental health or addiction treatment. 

Call Us Today to Schedule Your Appointment 

There are many types of insurance your company will need, as part of your commercial insurance portfolio. Our experienced staff at Modern Risk Management will take the time to learn about your company. Companies near Houston, TX have discovered we provide exemplary customer service. Contact us today to make your appointment, and allow us to have the pleasure of working with your company.