Modern Risk Management is here to meet the insurance needs of residents in the great State of Texas. If you're in the market for the right insurance policy for your specific need, we're happy to help! We offer a wide variety of insurance products including home, auto, commercial, renters, recreational, motorcycle, boat/watercraft, flood, life insurance and much more.

Home Insurance

As a homeowner, you spend a lot on your home each year. With home insurance, you will have coverage for damage to your home as a result of events like natural disasters and/or burglaries.

Auto and Motorcycle Insurance

You are required by law to carry adequate insurance coverage if you want to drive on Texas roadways. You also need collision coverage on your insurance policy to cover any damage your vehicle experiences as the result of an accident.

Commercial Insurance

If you're a business owner, get the commercial insurance coverage you need to protect your livelihood.

Renters Insurance

As a renter, you house a lot of your valuable possessions in your rented residence. Protect them with renter's insurance.

Recreational and Boat/Watercraft Insurance

If you own a boat or another recreational vehicle, make sure you have insurance on it to cover your liabilities.

Flood Insurance

Unfortunately, most home insurance policies don't automatically include flood coverage. Add flood insurance to protect your home.

Life Insurance

Protect the financial health of your dependents with a life insurance policy.

Contact us at Modern Risk Management to get a quote or learn more about our offerings in Texas. We are here to answer any questions you have on how to protect your finances in Texas with the right insurance coverage.